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S.H. Universitas Kristen Indonesia

  • Licensed Advocate and Member of the Indonesian Advocates Association (PERADI).
  • Licensed and a Member of Asosiasi Kurator dan Pengurus Indonesia.
  • Licensed and a Member of Asosiasi Profesi Kurator dan Pengurus Hukum Indonesia.

  • ronlybert@jvnplawyer.com
  • +6221-3192-4543
  • www.jvnplawyer.com

Ronlybert Marist Togatorop

Senior Partner

Ronlybert is an Advocate and Legal Consultant with extensive expertise in bankruptcy, curatorship, debt restructuring, collections, and risk management, with a strong focus on the banking and financing sectors. With professional experience since 1997 in the banking industry, he has handled strategic remedial and collection functions, providing deep insight into credit asset quality, non-performing loan recovery, and legally compliant collateral execution.

He regularly advises and represents banks and financing companies in credit recovery strategies, enforcement of mortgage rights (Hak Tanggungan) through KPKNL, civil and criminal litigation related to financing, and the preparation of legal opinions and commercial agreements. 

  • Extensive expertise in bankruptcy, curatorship, debt restructuring, and PKPU proceedings.
  • Experienced in civil and criminal litigation related to financing and credit disputes.
  • Proven track record in handling non-performing loans (NPL) recovery and credit remediation strategies.
  • Strong capability in legally compliant collateral execution and risk mitigation.

  • Bussines Law
  • Bankcrupty 
  • Collateral Execution and Risk Mitigation